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The home buying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home and living in Austin!
NINE STEPS TO BUYING A HOME
FIGURE OUT HOW MUCH YOU CAN AFFORD
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.
KNOW YOUR RIGHTS
SHOP FOR A HOME
Wish list - what features do you want?
take this list with you when comparing homes
Homes for sale (including HUD homes)
"Fixer-Uppers - home purchase and repair programs
SHOP FOR HOMEOWNERS INSURANCE
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!
Above information taken from the U.S. Department of Housing and Urban Development website
SHOP FOR A LOAN
LEARN ABOUT HOME BUYING PROGRAMS
Homebuying programs in your state
Let FHA help you (FHA loan programs offer lower down payments and are a good option for first-time home buyers!)
HUD's special homebuying programs
Good Neighbor Next Door (formerly known as Teacher/Officer/Firefighter Next Door)
Homeownership for public housing residents
Indian Home Loan Guarantee Program (Section 184)
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