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INFORMATION

FOR BUYERS

The home buying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home and living in Austin!

NINE STEPS TO BUYING A HOME

STEP 1
FIGURE OUT HOW MUCH YOU CAN AFFORD

What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.

How much home can you afford?

Buying vs. Renting

Home Economics

Home buying programs in your state

STEP 5
SHOP FOR A HOME

Wish list - what features do you want?

Home-shopping checklist?

take this list with you when comparing homes

Homes for sale (including HUD homes)

"Fixer-Uppers - home purchase and repair programs

Manufactured (mobile) homes

Shopping for a Home FAQ’s

STEP 6
MAKE AN OFFER
STEP 7
GET A HOME INSPECTION
STEP 9
SIGN PAPERS

You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!

Getting ready to close

Above information taken from the U.S. Department of Housing and Urban Development website

STEP 4
LEARN ABOUT HOME BUYING PROGRAMS

Homebuying programs in your state

Let FHA help you   (FHA loan programs offer lower down payments and are a good option for first-time home buyers!)

HUD's special homebuying programs

Good Neighbor Next Door (formerly known as Teacher/Officer/Firefighter Next Door)

Homeownership for public housing residents

Indian Home Loan Guarantee Program (Section 184)

MORTGAGE

CALCULATOR

CONTACT
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